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Renters Insurance in Alabama
The staff at the Robinson Bryant Agency in Montgomery, AL is touting the importance of renter's insurance. Many tenants are under the incorrect impression that their landlord or property management company's property insurance will cover their personal belongings and other items inside their homes, but that is not the case.
In Alabama, renter's insurance is not required, but it is certainly encouraged. Read on for more information on the coverage options of renter's insurance.
What Does Renter's Insurance Cover?
Life is very uncertain, and we never know what will happen. While that can be exciting and great things can happen at any time, unfortunately, so can bad things.
For example, you can leave your home in the morning to go to work or school and then find out later that a fire has destroyed your home along with all of your clothing, other personal items, appliances that you purchased, furniture that you owned, your children's toys, and a variety of different things that you worked hard to buy. If you do not have a renter's insurance policy in place, you will be entirely out of luck and have to come up with the money to start over while repurchasing all these expensive items. This is because your landlord's property insurance only covers the structure of the apartment building, house, mobile home, or another place that you call home. It does not cover the contents inside the structure. This is why you need to have your own renter's insurance policy. Not only can your things be destroyed by a fire, but they could also be destroyed due to a tornado, hurricane, or other natural disaster or even from an act of vandalism. Renters insurance can also help you replace items stolen from your apartment or house due to a theft incident or burglary.
Contact Us
The agents at the Robinson Bryant Agency in Montgomery, AL can assist you with all your insurance needs, including creating and implementing a renter's insurance policy that is best for you and your situation. Call today for a quote and an appointment to get your policy started!
