If you’re an Uber driver, it’s mandatory to have insurance on your vehicle. Financial coverage in the event of an accident is crucial for both the company and its contractors. It’s important to understand what Uber or other ride-share insurance coverage entails.

Does the Coverage Include Passengers?

Yes, if you’re a passenger in an Uber vehicle and the driver has the appropriate policy, you will be covered. This includes any personal property damage or bodily injury you may sustain during an accident. If a theft occurs during the ride and your personal property is stolen, the policy ensures you’ll be compensated or have your property replaced.

When Does the Coverage Apply?

If you’re a passenger in an Uber, the coverage begins once you enter the vehicle and lasts until you exit. This means that coverage applies to any stops made en route to the destination.

What Does the Coverage Include?

If you’re using your vehicle as an Uber, you must carry full coverage on your vehicle. This includes:

• Uninsured/underinsured motorist coverage for bodily injury
• Collision coverage
• Comprehensive coverage
• Coverage for medical expenses and personal property

All of these are required before you can start working as an Uber driver. If you’re a passenger in an Uber and have been in an accident, contact your insurance company immediately to make a claim.

If you live in Alabama and need a personal auto insurance quote, contact Robinson Insurance Group LLC today.