Homeowners should know that flood damage is one of the most common and costliest types of home damage in the United States. That’s why it’s so important to get flood insurance for your property in Alabama. 

At Robinson Insurance Group LLC, we can help you go through the necessary steps to get the flood insurance coverage you need for your home. Here are four steps every homeowner should go through when they buy flood insurance. 

Investing in floodproofing measures

Homeowners shouldn’t underestimate how big a difference it can make to invest in floodproofing measures.

The installation of flood barriers can help protect a home from flood damage. Other helpful floodproofing measures include keeping a properly functioning sump pump in place and applying waterproof coatings to walls. 

Research area flood risk

It’s a good idea to know how likely floods are in your area and your flood zone. Your flood zone can impact the costs of insuring your home. 

Homeowners should remember that flood maps can change over time. That’s why you should periodically review flood maps and adjust your flood insurance accordingly if your risk has increased. 

Compare flood insurance policy options.

There are probably many flood insurance providers in your area to consider. Contact insurance providers for quotes and compare options before purchasing a policy. 

Keep careful track of documents.

You need to have any flood insurance coverage paperwork at hand so that you can reference it when you need to file a claim. In addition to a copy of your document, it’s also good to save premium payment receipts. 

Call us today at Robinson Insurance Group LLC for flood insurance assistance in Alabama. We can provide you with a quote on a flood insurance policy.