Getting flood insurance is one of the most important things you can do to protect yourself financially as a property owner. Robinson Insurance Group LLC can assist you with your flood insurance needs for your Alabama home.

Being well-informed is the first step to getting yourself financially protected against flood damage costs. Unfortunately, there are some myths that many consumers believe about flood insurance.

The following are three myths to be aware of regarding flood insurance:

Homeowners don’t need flood insurance if they don’t live in flood zones.

Floods can happen anywhere. You shouldn’t assume that your home is never going to be damaged by a flood just because you don’t live in a flood zone. 

Many homeowners need flood insurance even though their home is not located in an area that is typically associated with flooding. 

It’s not possible to acquire flood insurance for a property that has experienced flood damage in the past.

Homeowners may still be able to find flood insurance coverage even if their home has been flooded before. However, homeowners might need to buy flood insurance through the National Flood Insurance Program in this situation. 

You don’t need flood insurance because you’ll be reimbursed through federal disaster assistance in the event of a flood.

It’s true that federal disaster assistance provides some reimbursement for homeowners who experience flooding. However, you cannot depend on this because federal disaster assistance is only provided to homeowners for about 50 percent of flooding incidents that occur. 

Contact Us Today

When you are ready to buy flood insurance in Alabama, we are here to help you at Robinson Insurance Group LLC. Get in touch with us today, and we’ll provide you with a quote on a flood insurance policy for your property.