Flooding can happen suddenly or over time, but the consistent fact is that floods cause damage. Some areas of Alabama will have a higher risk than others, making your preventive measures even more important when flood season hits. Alabama is served by experts at Robinson Group LLC who understand flood risk. Learn more about flooding in your area.

The Alabama Areas with the Highest Flood Risk

You’ll find higher risks of flooding near four of the larger Alabama metros. Areas to the west of Huntsville, in a swath from Tuscaloosa to Birmingham, the western side of Montgomery, and the Mobile area near the Gulf coast. The good news is the annual chance of flood in these areas tends to be less than 4 inches of water at the time of flooding, but the data shows some spots may get as high as 8 inches of flood or more in a year.

While these metros represent the current data, that doesn’t mean other addresses in Alabama are immune from flood risk, only that we don’t yet have the data to better calculate these risks. As always, it’s best to be prepared.

Choosing Flood Insurance Based on Risk

Flood insurance is available to homeowners, business owners, and renters too. If you are in an area with a low flood risk you may be content with basic property damage coverage. If you are in an area of higher risk, consider a comprehensive flood insurance policy that can also include liability and coverage against loss of use or loss of business if you need to relocate while things get cleaned up. 

Contact Us Today

Check with the Alabama flood insurance professionals at Robinson Group LLC to tailor your policy to meet your unique location needs. Get a quote today.